Amazon has just released a device that will allow a contactless payment in its retail stores, by hovering your palm over a scanner. In the middle of a pandemic when customers are often wearing plastic […]
arketyp. Journal
Will Decentralized Finance Reach Maturity In This Recession?
While decentralized finance was born following the last recession, the current economic downturn seems set to result in big gains for DeFi. Where Bitcoin moved currency beyond centralized control, DeFi – decentralized finance – aims […]
How Lazarus Group Washes Dirty Money Clean
North Korean hackers steal billions in cryptocurrency. How do they turn it into real cash? For years, North Korea’s Kim dynasty has made money through criminal schemes like drug trafficking and counterfeiting cash. In the […]
‘We Blew It’
CoinDesk caught up with Douglas Rushkoff in early-September for a discussion about the idealism of the early web, where things went wrong and the ways it might be improved. I don’t understand how changing the […]
Charting the COVID Effect on Fintech
Fintech has been a gradual force of change in financial services over the past decade. But the emergence of COVID-19 suddenly catapulted the digitization of finance into overdrive. To examine what exactly has changed in […]
How Bitcoin Met the Real World in Africa
In Africa, bitcoin – the original and biggest cryptocurrency – is finding the practical use that it has largely failed to elsewhere. Why a boom in Africa? Young, tech-savvy populations that have adapted quickly to […]
Microfinance as a Credit Card
Microfinance has proved fairly robust as a banking idea but not as an anti-poverty intervention. Although microfinance has failed relative to its boldest claims, it has not failed unconditionally. In fact, microfinance has been a […]
MURAL Raises Huge $118M Series B
The visual collaboration startup provides a whiteboard-like digital environment that allows for users to cooperate and brainstorm. MURAL announced it had raised $23 million earlier this year, though that investment closed in 2019. The $23 […]
Germany is Beginning a UBI Trial
120 people in Germany will receive €1,200 each month for three years. All participants will be asked to complete questionnaires about their lives, work and emotional state to see whether a basic income has had […]